Insurance Coverage You Didn’t Know You Had – Many people pay a substantial amount of money to other companies for insurance coverage that they already have with other policies. It’s almost as if they are paying double but not receiving double benefits. It’s a common problem.
Some people pay for roadside assistance when it’s usually available through their car insurance. Check your policy or ask about roadside assistance when updating your coverage. From towing to lock-smith accessibility, emergency roadside assistance coverage is common, but you might be paying for it twice.
Rental car coverage. Many car insurance companies provide rental car coverage that is much more affordable than the options at the rental counter. Don’t assume you have coverage — instead, call your provider to find out what is covered or how you may be able to add it to your policy before traveling.
Medical coverage is another example. You may have additional coverage available through your car insurance policy. Compare your auto policy with your health insurance and find areas that might overlap.
Full Glass Coverage. Road debris and other objects can result in a costly broken windshield. This is optional on some coverage, but for the small additional amount it might be a good investment.
Finally, if your car is broken into, check your auto insurance or homeowners coverage. Depending on the items stolen and their value, you might already be covered. For example, if the vehicle is parked in your garage or on your property, it could be covered by your homeowners, which means you could be paying for it twice.